Pre-Qualify vs. Pre-Approval


This is determined after speaking with a lender and shows how much of a home you can afford based on your financial resources.


Pre-approval is a conditional commitment for a loan amount from a financial institution after verification of funds, employment and credit report.

Why Pre-Approval?

Pre-approval lets the seller know that the buyer is much more serious because they have taken extra steps to secure a loan. It answers questions in the seller’s mind about the financial ability of the person buying the home. Pre-Approval provides you with the clout and leverage necessary to negotiate and secure the very best price and terms of the home you want to purchase.

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