Wonderful opportunity for a spacious family home and large open 1+ acre lot! Just minutes from the city, but enjoy low taxes! MCLEANSVILLE ELEMENTARY DISTRICT! Covered parking, a rocking chair front porch and huge wraparound covered back porch are just a few of this home's magnificent features! All Electric- NO GAS BILLS! Recently painted and some new flooring. New water filtration. Floored attic space. Needs new appliances and some "touch ups".

Home on a cul-de-sac.  Open floor plan, vaulted ceiling and fireplace in living room, plenty of closet space, partially wooded lot, private back yard, attached deck and storage building are some of the amenities that this home has to offer.

Great one story home on a quiet cul-de-sac. Large family room that is open to kitchen and breakfast area. Kitchen has loads of storage and separate pantry. Home has a split bedroom plan. Master bath has garden tub and separate shower w/seating. Enjoy the sunroom with plenty of windows for natural light. Neutral colors throughout. Convenient location.

Move in ready!  Open floor plan with vaulted ceiling, chair rail molding and large eat-in kitchen. Master with walk-in closet, 2nd bedroom has two closets, large oversized two car garage with door entry in back. Covered front porch and deck overlooking the huge backyard.

Fresh carpet and paint! Large den, kitchen/breakfast area with plenty of counter space.  Chair rail in breakfast, dining room and den.  Large Anderson sliding doors open to spacious deck that overlooks huge backyard with swingset, storage unit, mature trees and garden areas.

Huge living room. Large enough to create separate LR/DR areas.  There are built-ins and niches throughout.  The kitchen has plenty of counter and cabinet space along with a separate breakfast nook. Den w/fireplace and Master have vaulted ceilings. Master has separate dressing area. Open loft area is perfect for home office. 2nd bedroom has an additional sitting area. Enjoy the private and heavily wooded lot from the deck.

Just updated and ready for your buyer. There is fresh paint inside and out, new carpet, new flooring, refinished hardwood floors and new countertops.  Mature landscaping leaves nothing to do but enjoy entertaining on the back deck and/or patio that overlooks this nice sized yard. Close to shopping and I40 access. Home warranty included.

Gorgeous and move in ready! Spacious home w/light airy rooms. Eat-in kitchen w/breakfast bar opens to den w/gas log fp. Huge MBR w/sitting area and two walk in closets. Water view from many rooms, deck and patio.  Unfinished basement for add’l sq. footage.  Built-in high speed internet wiring throughout. Built-in surround sound speaker wiring in den. HOA  covers all landscaping for the house-mowing, aeration, shrubbery trimming, pine needles. Free access to neighborhood pool, which is maintained by HOA.

Huge opportunity for 60 unit apartment complex! Potential high income producing property awaiting the right owner.   Bring an offer!

Bungalow in popular Southside neighborhood. Great floor plan, kitchen w/granite, stainless appliances, breakfast bar, separate dining room, close to restaurants, downtown events, ballpark, shopping, city services & I40 access. Deck for outdoor entertaining. Move in ready!

If you have not owned a home in three years, you qualify as a first time home buyer. If you buy a home after April 9, 2008 and before July 1, 2009, you qualify for this credit. Call your friends who just bought a home since April 9th and tell them they may take $7,500 off their tax bill if they qualify. It has to be your principal residence, so rentals do not count.

The tax credit is 10% of the cost of the home, up to a maximum of $7,500. This is not an additional deduction that lowers the amount of income to be taxed, it is a tax credit. In other words, you take $7,500 off your tax bill. But there is a catch; the credit you receive now is actually an interest-free loan that must be repaid.

The loan has no interest, and will be paid back over 15 years. You get the credit on your 2008 taxes, but you start paying it back on your 2010 taxes that are due in 2011, so you get at least two years without a payment. You pay back 6.67% of the credit each year, so for a $7,500 credit the payment is $502.50 per year. If you stay put for 15 years, you pay it off with no interest.

What happens if you sell the house? You pay the balance back at the closing. So, you get $7,500 now, and pay the rest of it back if you make money on the sale of your house. What happens if you do not make enough money when you sell your house? They forgive the rest of the debt.

Other restrictions stipulate that you have to buy your first house in three years before July 1, 2009, not have super high income, not use bond financing and buy anywhere in the US.

If you'd like to learn more about this program, please call me!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.