This is it!  Kirkwood's Best! This cozy home is warm and welcoming. Wood floors throughout. Gas fireplace in living room. Den has built in shelves and storage and a wood burning fireplace. Totally remodeled kitchen has granite, double stainless sinks with matching hardware. Master BR has a walk in closet and a great master bath with a double vanity, separate shower and jetted tub. Rec room/Storage shed in back.  Laundry/Mud room at the back door that leads to the large deck that overlooks the private, mature back yard. Perfect for entertaining. 2010 Roof!  No Showings until Open House on August 1st.

Register to win a 42in HDTV at the OPEN HOUSE Sunday August 1st from 2:00-4:00.

Cul-de-sac lot!  Open floor plan. Formal dining and living room. Kitchen with pantry, solid surface counter tops and breakfast bar opens to den. Large windows look out over the huge deck and back yard. 2^nd floor laundry, tons of storage throughout, oversized master bedroom, master bath has jetted tub, double sinks and a and walk in closet.

Great curb appeal, quiet neighborhood and close to shopping.  Open floor plan with vaulted ceilings.  Refinished wood floors throughout the first level.  Master down. Fireplace in living room where French doors lead out to a screened porch.  Continue on to the outside to the two level deck overlooking the fully fenced back yard with mature trees. New carpet on the second level and fresh paint throughout.

PRICED TO SELL & MOVE IN READY! Excellent deal on this 3 bedroom, 2 bath home!! Perfect starter or rental! Fresh paint, some new carpet & vinyl, laminate in living room and hallway, eat-in kitchen, deck, patio, porch, fenced yard, open floor plan, nice lot, deck, rocking chair front porch. Many repairs have been made! HVAC less than 2 years old! THIS DEAL WON'T LAST LONG! At list price this is NOT A SHORT SALE!!

$25,000 BELOW TAX VALUE!! Qualified buyers may assume FHA loan at 4.125%!!!Great Investment Opportunity! Recently rented for $750/month! Hardwoods, ceramic tile, large eat-in kitchen, formal living room in front of home, plus the rear den features a fireplace. Keeping room w/ interior access to full basement, laundry and storage rooms. Large beautiful lot, partially fenced in back. Seller is motivated and must sell quickly!! This home has a lot of potential! Lease option w/ down payment may be considered

Great curb appeal! Rocking chair front porch, 2 story foyer, hardwood floors, open floor plan, crown molding, den with fireplace, gas logs, island in kitchen  and separate breakfast area.  2^nd level laundry and HUGE master with vaulted ceilings and sitting area, master bath has two vanities, garden tub and separate shower. Back yard is fully fenced and there is a patio for outdoor entertaining.

Regisiter to win a 42in HDTV at the OPEN HOUSE Sunday 2:00-4:00!

BACK ON THE MARKET AND READY FOR QUICK CLOSING! BANK APPROVED WITH 3% CLOSING COSTS TO THE BUYER!!  4 Bedrooms & 3 Full Baths!! Over 1600 heated SF plus partially finished 300SF could be living space or converted to single garage! Spacious split level plan in cul-de-sac. Large bedrooms. Wood burning fireplace. Good condition- AC needs repair, some cosmetics and deferred maintenance, but ready for immediate occupancy! This is a lot of space for the $$$! Previous inspection report available! PRICE IS FIRM!

End unit townhome with lots of natural light.  A covered porch welcomes you and as you enter the open floor plan flows right from the front door to the living room to a view of the loft upstairs that overlooks the 2 story living area.  Black marble surrounds the fireplace, there is a spacious dining area and lots of windows to let natural light in.  Closet space is definitely not a problem here.  The main level master bedroom even has two!  Enjoy the patio that is just off the living room.

NOT A SHORT SALE!! OWNER WANTS TO TRADE EQUITY FOR A QUICK SALE!! This is a great opportunity with 4 spacious bedrooms and 2 full baths, ceramic tile and carpet floors, vaulted ceilings, all appliances- dishwasher, range/oven, refrigerator, spacious eat-in kitchen with pantry, deck, nice yard but low maintenance, split bedroom plan, very large master bedroom with walk in closet... Purchased for $112,000 less than 3 years ago!! Well-maintained and move-in ready!! Estate sale- MUST SELL ASAP!!

HURRY! Won't last long at this price! Spacious 'Hawthorne' plan features 3 bedrooms plus bonus on 2nd level. Main level has 9' ceilings, formal dining rm opens to great rm, kitchen island & pantry, appliances remain! Luxurious master suite w/ vaulted ceilings, plant shelf, garden tub, seperate shower, large walk-in closet & linen closet. Walk-in closets in every bedroom! Endless possibilities for the bonus rm! $3000 allowance for carpet/paint/home warranty!! Cul-de-sac!! NOT A SHORT SALE!!!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.

If you have not owned a home in three years, you qualify as a first time home buyer. If you buy a home after April 9, 2008 and before July 1, 2009, you qualify for this credit. Call your friends who just bought a home since April 9th and tell them they may take $7,500 off their tax bill if they qualify. It has to be your principal residence, so rentals do not count.

The tax credit is 10% of the cost of the home, up to a maximum of $7,500. This is not an additional deduction that lowers the amount of income to be taxed, it is a tax credit. In other words, you take $7,500 off your tax bill. But there is a catch; the credit you receive now is actually an interest-free loan that must be repaid.

The loan has no interest, and will be paid back over 15 years. You get the credit on your 2008 taxes, but you start paying it back on your 2010 taxes that are due in 2011, so you get at least two years without a payment. You pay back 6.67% of the credit each year, so for a $7,500 credit the payment is $502.50 per year. If you stay put for 15 years, you pay it off with no interest.

What happens if you sell the house? You pay the balance back at the closing. So, you get $7,500 now, and pay the rest of it back if you make money on the sale of your house. What happens if you do not make enough money when you sell your house? They forgive the rest of the debt.

Other restrictions stipulate that you have to buy your first house in three years before July 1, 2009, not have super high income, not use bond financing and buy anywhere in the US.

If you'd like to learn more about this program, please call me!