Single story living in a quiet neighborhood. 3 bedroom, 2 bath home with a formal living room, formal dining room and eat-in kitchen. Den with brick fireplace and sliding doors leading out to an oversized deck. Hardwoods in many rooms. The large backyard is fenced. Storage shed remains.

Downtown Greensboro urban living at it's Best! Modern unit with open floor plan.Kitchen with island, stainless steel appliances and solid surface counters.Dining/living room area with soaring ceilings.Master bedroom with walk in closet.Sip coffee from porch overlooking downtown. One block from library, center city park, restaurants and entertainment. Secure entrance and gated parking with designated space.

Move right into this home with hardwoods throughout. Living room with wood burning fireplace with insert. Updated kitchen w SS appliances, tile floor & Quartz counters. Sunroom off the living room with French Doors leading to the deck. Bedroom 2 has wall of built-ins. Master suite w new carpet on 2^nd level w French Doors leading to the upper level of the deck. New large mst bath. Lots of storage. New roof, new high efficiency HVAC and new hot water heater. Large lot with storage building.

Convenient location. Some TLC needed but ready for immediate occupancy. NEW hardwoods, ceramic tile, fixtures, counter-tops, tile backsplash, double-sink, hardware, appliances (no stove).  Brick wood-burning  fireplace. Large lot (.67 acre!) w two storage buildings. Excellent school district! Needs a little more work 5(carpet/paint/repairs)- reflected in list price. PRE-INSPECTION REPORT WILL BE AVAILABLE 12/13!! MOTIVATED SELLER!

Immaculate Ranch home in British Woods with recently updated basement.Perfect in-law/teen suite with private entrance, kitchen, bathroom and living area.Main level remodeled gourmet kitchen with granite counters, island and premium appliances. Hardwoods throughout main. LR with fireplace and built ins.Multi-tier deck overlooks perfectly manicured backyard with 2 dozen various Japanese Maple trees. Too many features to mention. 2 car attached garage.

Beautifully maintained home with great curb appeal .  Two story entry, formal dining room, large family room, kitchen with upgraded black appliances.  Downstairs bedroom could be office/den.  Master bedroom has vaulted ceilings and large walk in closet. Master bath is spacious w/storage.

Rocking chair front porch.  2 story living room.  Main level master and three bedrooms and laundry up. Brand new carpet throughout.  Paint and some cosmetic work needed.

Rocking chair front porch, two story entry and open floor plan are some of the amenities of this home.  There is a formal dining room, living room with a gas fireplace and door leading to the deck that overlooks the back yard.  The kitchen has granite counters, an island, large breakfast area and pantry.  Laundry and half bath located on main level.  Master has vaulted ceiling, plant ledge and large walk in closet. Master bath has double vanities, garden tub and separate shower. 

One story home in quiet neighborhood convenient to shopping and hwys. Offering an open floor plan w/ 9' ceilings. The kitchen has large pantry, breakfast w/ bay window, and pass thru to living rm. The living room has built in shelves, a gas fireplace and French doors leading out to the large sunroom. The master suite has a large walk in closet, the bathroom has double vanities, jetted tub and separate shower. Wood floors in living, dining, breakfast & foyer! Neighborhood pool, clubhouse and tennis.

Completely remodeled Craftsman Bungalow. Large rocking chair porch,  9" ceilings, formal living room, formal dining room w/its own entrance, den/office,  hardwood floors, large eat in kitchen w/stainless appliances, pantry and 2nd level laundry. Huge main level master with French doors leading to it's own deck. Master bath has jetted soaker tub and double vanity. Large walk in closet has washer/dryer hookup. Circle drive makes parking convenient. Fully landscaped. Home warranty included.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.

If you have not owned a home in three years, you qualify as a first time home buyer. If you buy a home after April 9, 2008 and before July 1, 2009, you qualify for this credit. Call your friends who just bought a home since April 9th and tell them they may take $7,500 off their tax bill if they qualify. It has to be your principal residence, so rentals do not count.

The tax credit is 10% of the cost of the home, up to a maximum of $7,500. This is not an additional deduction that lowers the amount of income to be taxed, it is a tax credit. In other words, you take $7,500 off your tax bill. But there is a catch; the credit you receive now is actually an interest-free loan that must be repaid.

The loan has no interest, and will be paid back over 15 years. You get the credit on your 2008 taxes, but you start paying it back on your 2010 taxes that are due in 2011, so you get at least two years without a payment. You pay back 6.67% of the credit each year, so for a $7,500 credit the payment is $502.50 per year. If you stay put for 15 years, you pay it off with no interest.

What happens if you sell the house? You pay the balance back at the closing. So, you get $7,500 now, and pay the rest of it back if you make money on the sale of your house. What happens if you do not make enough money when you sell your house? They forgive the rest of the debt.

Other restrictions stipulate that you have to buy your first house in three years before July 1, 2009, not have super high income, not use bond financing and buy anywhere in the US.

If you'd like to learn more about this program, please call me!